THE OFFERING AT A GLANCE

You get paid first. Investors receive their preferred return before the Manager earns a dime of profit share.

Real assets, not paper. Your capital sits behind deeds on physical buildings in your own city.

Leverage works for you. The Company uses institutional, private, or seller financing to stretch buying power.

Value-add discipline. Buy below market, improve, stabilize, hold for cash flow, then sell at the right moment.

01

You invest

Alongside other investors, starting at $500. No 20% down payment, no loan qualifying, no lost time.

02

We handle the work

From purchase to renovation, to tenants, to operations. No midnight repair calls, no management headaches.

03

You receive returns

Income, long-term value, and scheduled distributions. You stay invested without being involved.

FOUNDERS · MERIDIAN GROWTH COLLECTIVE

Jason & Alissa Johansen

U.S. Army Veteran · Teacher · Real Estate Operators

Real Estate Broker · Property Manager · MBA Concentration in Real Estate

Every job in the business.

Sales, construction, operations, capital raising, and management across multifamily, retail, land, and commercial development.

A record of buying broken buildings.

Since 2007, Jason has purchased and rehabbed distressed Rochester properties and turned them into cash-flowing rentals.

Sponsor capital in the deal.

The sponsor contributes pre-formation capital alongside investors and earns its profit share only after investors are fully repaid.

MULTIFAMILY

Most 2026 outlooks describe this as an attractive entry point for disciplined multifamily buyers. Midway through the year the sector is in a slow-growth but stable phase, according to research from Marcus & Millichap, Yardi Matrix, PwC and others.

Demand has firmed after a soft 2025. New supply is finally cooling. Investment volume is recovering. Rent growth and operating margins remain tight and highly market-specific, which is exactly why local knowledge matters more than it has in a decade.

MIXED-USE

The outlook for mixed-use is also positive, especially in areas that already have density and a mix of uses close by. Nearly 50% of new commercial and multifamily development between 2010 and 2020 was classified as mixed-use, a shift that is expected to continue.

Residents like living above the coffee shop. Investors like the diversification: when one income stream softens, the other holds. Mixed-use buildings tend to support higher rent, stickier tenancy, and rising value as the surrounding blocks improve.

Fourth largest economy in New York.

A diverse mix of science and tech, research, development and advanced manufacturing. Not one employer, or one industry.

Millennials keep arriving.

The largest renter cohort in the country is drawn here by affordability and quality of life, which is what keeps the buildings full.

Population growing again.

After three years of decline, the metro is growing again, mostly from people moving in.

You can still buy right.

A $150,000 unit renting at $1,950 a month is math that has stopped working in most metros. In Rochester it still works.

CLASS STRUCTURE

What you earn.

Both classes earn a preferred return: your share of cash flow, paid before the Manager takes any profit. C-2 also earns a share of the gain when properties are sold. C-1 trades that upside for a higher rate, in first position.

Targeted annualized return (AAR) = total cash returned over the six-year hold, less capital invested, divided by capital invested, divided by six years. Figures are modeled targets from the Company's base-case financial model, not guarantees, and assume the preferred return is paid as scheduled and the portfolio is sold in month 72.

CHOOSE YOUR CLASS

Steady income, or a share of the gain.

ORDER OF PAYMENT  ·  INVESTORS ARE FIRST IN LINE

EARLY BIRD INVESTMENT BONUS

Invest early and your cash is credited at 105% of face value. You put in $100,000; the Company records $105,000. Preferred return, capital back, and share of the gain are all calculated on the higher number.

$100,000 → $105,000

First $1,000,000 raised credited at 105%.

“Your share of cash flow, paid before the Manager takes any profit.

The contributed day-one portfolio  ·  Rochester, New York

SPECIFICATIONS

Annual net operating income by property. Number after each address = units.

$90,343 of annual net operating income against $46,015 of debt service. These buildings already produce nearly twice the cash needed to pay their mortgages. That cushion is the first line of defense on your capital.

34

TOTAL UNITS TARGETED · YEAR 1

$4.5M

PORTFOLIO VALUE · YEAR 2 STABILIZED

$418K

ANNUAL NOI · YEAR 2, 9.35% CAP

$5.6M

YEAR 5 VALUE · AVG. 4.5% ANNUAL APPRECIATION

ACQUISITION METHODS

The Manager has spent years building relationships with local brokers and property managers, some of whom hold listings that never reach the MLS. Those off-market and pocket deals are the Company's main source of inventory.

Sellers working through those brokers often accept a discount in exchange for a quick, certain close from an experienced buyer. The Manager decides at its sole discretion whether a property fits the model.

Diligence is rigorous: market rent and valuation studies, historic and projected financials, and physical condition assessments, with outside professionals hired where it matters.

ASSET MANAGEMENT

Distributable cash is what's left after operating expenses, debt service, and money set aside for improvements and reserves. That's the cash shared with Members, evaluated quarterly. Beyond cash flow, the Company expects to build equity during ownership, shared with investors when properties are sold.

The operating plan is the same on every building: raise net operating income systematically. Rents to market, better income sources, efficient operations, and a building people want to live in.

COMPETITION

The Company competes with investors running similar plans, some with deeper pockets. Its answer is speed and certainty: money raised in advance, a team that closes, and a growing reputation for doing what it says. Certainty is worth money to a seller.

UNDERWRITING TARGETS FOR EVERY DEAL

MARKET CRITERIA

Before the Company writes an offer, it runs the market through a consistent set of filters:

—  Ability of improvements to move market value

—  Market rent analysis

—  Unit mix desirability

—  Path of progress

—  Local economic trends

$30,000

DOWN PAYMENT

20% of price

$10,500

CLOSING COSTS

7% of price

$4,500

CAPEX RESERVE

3% for improvements

$3,000

OPERATING RESERVE

2% for operations

$2,700

ACQ. FEE + GUARANTOR

1% of price + 1% of loan

THE HOUSING MARKET · 2026

Tight to buy. Balanced to rent.

Source: U.S. Department of Housing and Urban Development (HUD), Market at a Glance: Rochester, NY, Aug. 2026, citing CoStar Group, Cotality, BLS and the U.S. Census Bureau.

Rochester is a large, steady metro with a housing shortage. HUD rates the for-sale market tight, with less than one month of homes for sale, and the rental market balanced. The Company underwrites to demand that already exists, not to a boom.

INCOMES ARE RISING

MEDIAN HOUSEHOLD INCOME, 2017–2024

Source: U.S. Census Bureau, Small Area Income and Poverty Estimates (SAIPE), via FRED, Federal Reserve Bank of St. Louis, updated Feb. 2026.

Median household income in Monroe County reached $76,594 in 2024, up 33% since 2017. It still runs about 6% below the U.S. median, which keeps local rents within reach of the workforce that pays them.

*If your annual income or net worth is under $124,000, you can invest the greater of $2,500 or 5% of the greater of the two across all crowdfunding offerings in a 12-month period. **If both are $124,000 or more, the limit is 10%, up to $124,000. Accredited investors have no limit.

WHY A POOLED FUND

If you bought one rental house yourself, one bad furnace or one bad tenant is your whole year. Across a 34-unit portfolio, that same furnace is a rounding error. You are buying a portfolio, not a property.

Because the Company raises money before it buys, it can act like a cash buyer. The Company can say yes on Tuesday and close in weeks, while a competitor is still trying to line up money.

Pooling also spreads risk. One property in the middle of a renovation doesn't have to carry the whole investment.

MANAGER

The Manager of the Company is Meridian Growth Partners, LLC. Jason Johansen is the Key Principal and makes investment decisions on the Company's behalf. The Company is owned by its Members. Investors hold Class C interests, divided into two subclasses: C-1 (Income) and C-2 (Growth). Management holds Class B interests and earns a profit share only after investors are made whole.

OWNERSHIP

Properties are held in single-purpose LLCs, each wholly owned by the Company or by a joint venture in which the Company is a Member. Acquisition loans and property operations happen at the subsidiary level. Cash flow is funneled up to the Company, blended, and distributed to Members.

MANAGEMENT FEES

Meridian Growth Partners earns the fees below, described in full in the offering documents and operating agreement.

ALIGNMENT

The Manager's profit share is payable only after investors have received their preferred return and 100% of their capital back. The sponsor also contributes pre-formation capital alongside investors, so its money is exposed to the same outcome yours is.

01 · LIABILITY

You're never personally on the hook

Investors aren't personally liable for the Company's debts and never sign or guarantee a loan. The most you can lose is what you invest.

02 · ORDER OF PAYMENT

Investors are first in line

Preferred return, then capital, then the Manager's share.

03 · FEE DISCIPLINE

Fees are tied to work performed

Buying, managing, building, refinancing, or selling.

04 · TRANSPARENCY

The numbers are checked

A CPA runs statements and K-1 preparation.

Jason & Alissa Johansen

FOUNDERS

1553 Howard Road

Rochester, NY 14624

585-294-0202

[email protected]